Commercial Property Loans

Wairarapa is on the move, with growing investment and new business opportunities right throughout the region. We’re here to support local businesses grow, with a range of mortgage financing for building, buying, renovating or refinancing. We’ll tailor a package to suit your needs with built in flexibility for commercial realities.

Rates and options

We’ll get to know you and your business so we tailor the right loan to suit your needs, with our highly competitive rates. For information on our interest rates and fees, view here.

Enquire Now

Get the ball rolling for your business financing and complete our enquiry form here.

Handy Repayment Calculator

Just enter the amount you’re borrowing, the length of the loan, the interest rate and
repayment frequency to see the minimum monthly, fortnightly or weekly payment amount.


Loan Amount:

Total Interest:

Your Total Cost:

This calculator is intended as a guide/illustration only based on the information you input into the calculator. Results do not represent an offer of finance from WBS. All loans are subject to WBS’s normal lending criteria, terms and conditions and you should note that additional fees may apply. Actual interest rates may be different to those set out on this page depending on your individual circumstances and the nature of the loan you are enquiring about. Rates quoted on this page are for standard commercial property loans and amongst other lending criteria assume a minimum of 40% equity.

No More Cheques received from 30 June 2021

As a result of trading banks phasing out cheques, WBS will no longer be able to receive payment via Cheque from 30 June 2021. Please discuss other ways you can make a payment with us.

*Lending criteria, terms & conditions and fees apply

Floating Rate

from 5.99%

This rate will go up and down with the market

All WBS loans have
their interest calculated daily
and are charged monthly.