Helping our
community prosper
through lending
and investments

Term investment rate

3.65% pa

1 Year Term

Find out more

T&Cs apply

Building or renovating?

Building your new home can be challenging. Talk to us about how we can make it easy for you.

Find out more

Annual Review 2025

The WBS 2025 Annual Review is a short and engaging summary of our 2025 Consolidated Financial Statements.

Download

First home or new home

Buying or selling – let us help make the process as simple and as easy as possible.

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Invest in your future

Easy access or higher interest?

We can personalise an investment package to suit you

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Why invest with us?

  • We’re proudly local
  • Our profits stay here in the Wairarapa
  • We invest back into the local community

Download our First Home Buyer’s Guide now

Download here

We mean business

Business or commercial funding that’s simple. We’ll support you every step of the way.

Find out more

We’re a locally owned lending and investment provider

We’re owned by our members and the WBS Charitable Trust, and our profits go back into the local community.

Loans

Borrow

We’ve got the right financial solution for you.

Investments

Invest

We’ll help find the right investment for you.

About WBS

About Us

Like you we’re local. In fact we’re 100% locally owned – by you.

Keeping safe from scammers

  • It’s okay to hang up if you’re suspicious of who is on the other end of a call
  • It’s okay to ignore a call from an unknown number
  • It’s okay to not respond to someone you don’t know

Remember to never share your login details, password or PIN with anyone

WBS will never ask you for your login details or remote access to your computer and online account.

For more information about cyber security and how to keep yourself safe online, visit CERT NZ

“We’ve really appreciated working with WBS on our latest project. They understand what projects like ours mean for the community. They have been supportive, straightforward and easy to deal with every step of the way.”

– Josef Isaac

“Affordable Sheds Wairarapa is proud to partner with WBS on our latest project. With the right support, our vision is becoming reality.”

– Rewa, Affordable Sheds

“Rose has been really helpful. We’re creating a community asset for many years to come. We’re here for the community – the wider use we get, the better.”

– John Gilberthorpe, Greytown Little Theatre

“My mother-in-law’s lawyer recommended WBS because of his good dealings with them. The service provided was excellent and I could not fault it.”

– Mark

“The process of getting a mortgage can be stressful but WBS made it all simple and we felt we had personal support whenever we needed it. No question was too silly to ask and everything was communicated clearly and comprehensively. “

– Robyn