Helping our
community prosper
through lending
and investments

Our home lending rate

6.95% pa

1 year fixed term

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T&Cs apply

First home or new home

Buying or selling – let us help make the process as simple and as easy as possible.

Building or renovating?

Building your new home can be challenging. Talk to us about how we can make it easy for you.

We mean business

Business or commercial funding that’s simple. We won’t put barriers in your way.

Term investment rate

6.10% pa

1 year term

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T&Cs apply

Invest in your futureEasy access or higher interest?We can personalise an investment package to suit you

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Why invest with us?

  • We’re proudly local
  • Our profits stay here in the Wairarapa
  • We invest back into the local community

Helping our community prosper

We are a locally owned lending and investment provider. Our purpose is to help our community prosper.

We’re owned by our members and a charitable trust (the WBS Charitable Trust). Because we’re local, we really get to know our customers and their investing and lending needs. And unlike other lending and investment providers in Wairarapa, our profits go back into the local community.



We’ll help find the right investment for you.



We’ve got the right financial solution for you.

About WBS

About Us

Like you we’re local. In fact we’re 100% locally owned – by you.

“WBS deliver that special personal banking in a big way, from a friendly greeting to even remembering that last conversation. I will remain loyal to WBS because I feel they do actually care about me and are very much part of our community.”

– Greg Childs

“We’re super impressed with the attitude and response of WBS. We’d heard good things about WBS, but this is exceptional.”

– Loan customer

“Your staff are always efficient, friendly and helpful.”

– Iris Christopher

“Thanks for the discussion about how to best set up my loans. I really appreciate WBS’s efforts to help me achieve my goals.”

– Nicola Barton