Term Investment Rate5.50% p.a.1-2 Year TermFind out moreT&Cs apply

Why invest with us?

  • We’re proudly local
  • Our profits don’t go offshore
  • We invest back into the local community

Building or renovating?

Building your new home can be challenging. Talk to us about how we can make it easy for you.

Invest in your future

Easy access or higher interest? We can personalise an investment package to suit you.

First home or new home

Buying or selling – let us help make the process as simple and as easy as possible.

We mean business

Business or commercial funding that’s simple. We won’t put barriers in your way.

Your future is our future

WBS is the only locally owned lending and investment service provider in the Wairarapa that rewards its members and puts money back into the community.

  • WBS is a mutual organisation, owned by its members.
  • Being 100% local, WBS has the autonomy to tailor lending and investments, and make quick decisions.
  • Unlike any other lending and investment institutions in the Wairarapa, WBS retains its profits to benefit its members (investors) and customers (borrowers).


We’ll help find the right investment for you.


We’ve got the right financial solution for you.

About Us

Like you we’re local. In fact we’re 100% locally owned – by you.

“WBS deliver that special personal banking in a big way, from a friendly greeting to even remembering that last conversation. I will remain loyal to WBS because I feel they do actually care about me and are very much part of our community.”

– Greg Childs

“We’re super impressed with the attitude and response of WBS. We’d heard good things about WBS, but this is exceptional.”

– Loan customer

“Your staff are always efficient, friendly and helpful.”

– Iris Christopher

“Thanks for the discussion about how to best set up my loans. I really appreciate WBS’s efforts to help me achieve my goals.”

– Nicola Barton